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Basic features. Joining Fee: ₹500/-. Annual fee – ₹350/-. Up-to 20X reward points on 1AC, 2AC, 3AC, CC or EC class booking for ticket purchases at IRCTC website www.irctc.co.in. 2X i.e. 4 reward points on every ₹100 spent on groceries and departmental stores. Get 1000 activation bonus Reward Points on single transaction of ₹1000.

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